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How WAISIAM Works – Find Your Perfect Insurance Match in Thailand

With our AI-powered platform, you can compare and choose the best coverage in just minutes - and it's 100% free.

Simple 5-Step Process

Redesigned the insurance journey to be faster, clearer, and more personalized using advanced AI.

1

Answer a Few Simple Questions

In under 2 minutes, our smart quiz gathers the essentials to match you with the right plans β€” no login required.

  • Age, gender, and nationality
  • Where you live in Thailand
  • Coverage type: Local (inpatient only) or International (inpatient + outpatient)
  • Preferred coverage level: Basic, Standard, or Premium
  • Optional benefits: Dental, Vision, Maternity
2

Our AI Finds Your Best Matches

We scan hundreds of vetted plans from Thailand's top insurers to find the ones that fit you best.

  • Annual coverage limits & ICU/nightly rates
  • Cashless (direct billing) vs reimbursement
  • Visa OA compliance
  • Optional benefits (Dental, Optics, Outpatient, etc.)
  • Your budget
  • User satisfaction ratings
3

See Your Top Plans Side-by-Side

Your 3 best matches appear with all the key details:

  • Monthly & yearly premiums
  • Main features & coverage limits
  • What's included & optional extras
  • Cashless hospital availability in Thailand
  • Downloadable brochures & insurer profiles
4

Get a Precise Quote (Optional)

For exact pricing, fill in a short extra form (medical history, deductibles, etc.) to get:

  • A pre-filled application form
  • An official insurer quote
  • A checklist of documents to sign
  • Follow-up from a licensed broker in your preferred language
5

Purchase With Confidence

You sign directly with a licensed Thai broker. WAISIAM helps you:

  • Choose the right plan
  • Understand all terms and conditions
  • Get ongoing support after purchase
  • Coverage begins once payment is confirmed by the insurer

Why WAISIAM Is Different

100% Free for Users

No hidden costs or fees

AI-Powered Matching

No wasted time, perfect matches

Support in Your Language

Get support and brochures in your languages

Transparent Process

Get a quote & The broker will manage your connexion with the insurer

Independant

We trained the AI to provide you the best plan for you from over 10 insurers

Ready to Transform Your Coverage?

Join thousands of Thais using AI to secure better, cheaper, and more reliable insurance in minutes.

WAISIAM - Thailand's Most Trusted Insurance Partner