Allianz Ayudhya health insurance: plans and prices for expats
Prices updated 28 Oct 2026 · Allianz group (Germany)
Allianz Ayudhya is the Thai insurer of the German Allianz group. Its individual health plans include Thailand-only cover (Smarter Health) and higher-limit plans with worldwide cover (Superior, Max Care, Beyond Care).
- Plans compared
- 16
- Annual limits
- 600,000 THB to 30,000,000 THB
- Ages priced
- 0 to 65
- Cover area
- Thailand only, Worldwide
- Outpatient (OPD)
- Optional on most plans
- Cashless hospitals
- Yes, in the insurer network
Allianz Ayudhya plans and yearly premiums
Estimated annual premium, inpatient cover only (IPD), at three reference ages. Open a plan for the full price grid by age, with and without outpatient cover.
Estimated prices, not an official quote. These amounts come from the insurers' rate tables (updated 28 Oct 2026) and are given for information only. The actual premium is set by the insurer after reviewing your application. Continue to receive the insurer's official quote, free and without obligation.
Get my official quote| Plan | Annual limit | Room / night | Area | Age 30 | Age 45 | Age 60 |
|---|---|---|---|---|---|---|
| Allianz Ayudhya Smarter Health Plan 1 | 750,000 THB | 4,000 THB | Thailand | 17,100 THB | 20,600 THB | 33,400 THB |
| Allianz Ayudhya Smarter Health Plan 2 | 1,500,000 THB | 5,000 THB | Thailand | 19,900 THB | 25,100 THB | 41,100 THB |
| Allianz Ayudhya Smarter Health Plan 3 | 3,000,000 THB | 6,000 THB | Thailand | 22,200 THB | 27,100 THB | 46,900 THB |
| Allianz Ayudhya Smarter Health Plan 4 | 5,000,000 THB | 7,000 THB | Thailand | 23,700 THB | 28,900 THB | 50,800 THB |
| Allianz Ayudhya Max Care Plan 4 | 600,000 THB | 5,000 THB | Worldwide | 24,900 THB | 33,100 THB | 55,200 THB |
| Allianz Ayudhya Superior Plan 1 | 2,000,000 THB | 6,000 THB | Worldwide | 25,500 THB | 34,600 THB | 60,500 THB |
| Allianz Ayudhya Superior Plan 2 | 5,000,000 THB | 9,000 THB | Worldwide | 28,300 THB | 38,300 THB | 68,400 THB |
| Allianz Ayudhya Superior Plan 3 | 10,000,000 THB | 12,000 THB | Worldwide | 30,400 THB | 41,200 THB | 75,500 THB |
| Allianz Ayudhya Beyond Care Plan 1 | 1,000,000 THB | 8,000 THB | Worldwide | 30,500 THB | 42,300 THB | 73,200 THB |
| Allianz Ayudhya Beyond Care Plan 2 | 2,000,000 THB | 10,000 THB | Worldwide | 32,700 THB | 46,700 THB | 80,900 THB |
| Allianz Ayudhya Max Care Plan 5 | 1,000,000 THB | 8,000 THB | Worldwide | 33,800 THB | 41,900 THB | 67,200 THB |
| Allianz Ayudhya Beyond Care Plan 3 | 3,000,000 THB | 11,000 THB | Worldwide | 35,500 THB | 51,000 THB | 88,300 THB |
| Allianz Ayudhya Max Care Plan 6 | 5,000,000 THB | 12,000 THB | Worldwide | 38,000 THB | 47,200 THB | 81,000 THB |
| Allianz Ayudhya Beyond Care Plan 4 | 5,000,000 THB | 12,000 THB | Worldwide | 38,600 THB | 55,300 THB | 95,200 THB |
| Allianz Ayudhya Beyond Care Plan 5 | 10,000,000 THB | 15,000 THB | Worldwide | 43,300 THB | 61,500 THB | 107,700 THB |
| Allianz Ayudhya Beyond Care Plan 6 | 30,000,000 THB | 20,000 THB | Worldwide | 54,400 THB | 77,300 THB | 135,300 THB |
Plan details
- Allianz Ayudhya Max Care Plan 4
Annual limit 600,000 THB · room 5,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Smarter Health Plan 1
Annual limit 750,000 THB · room 4,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Beyond Care Plan 1
Annual limit 1,000,000 THB · room 8,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Max Care Plan 5
Annual limit 1,000,000 THB · room 8,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Smarter Health Plan 2
Annual limit 1,500,000 THB · room 5,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Beyond Care Plan 2
Annual limit 2,000,000 THB · room 10,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Superior Plan 1
Annual limit 2,000,000 THB · room 6,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Beyond Care Plan 3
Annual limit 3,000,000 THB · room 11,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Smarter Health Plan 3
Annual limit 3,000,000 THB · room 6,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Beyond Care Plan 4
Annual limit 5,000,000 THB · room 12,000 THB/night · OPD optional · ages 0–65
- Allianz Ayudhya Max Care Plan 6
Annual limit 5,000,000 THB · room 12,000 THB/night · OPD optional · ages 11–65
- Allianz Ayudhya Smarter Health Plan 4
Annual limit 5,000,000 THB · room 7,000 THB/night · OPD optional · ages 0–65
- Allianz Ayudhya Superior Plan 2
Annual limit 5,000,000 THB · room 9,000 THB/night · OPD optional · ages 0–65
- Allianz Ayudhya Beyond Care Plan 5
Annual limit 10,000,000 THB · room 15,000 THB/night · OPD optional · ages 0–65
- Allianz Ayudhya Superior Plan 3
Annual limit 10,000,000 THB · room 12,000 THB/night · OPD optional · ages 0–65
- Allianz Ayudhya Beyond Care Plan 6
Annual limit 30,000,000 THB · room 20,000 THB/night · OPD optional · ages 0–65
Frequently asked questions
How much does Allianz Ayudhya health insurance cost in Thailand?
In our rate tables, the cheapest Allianz Ayudhya plan costs about 17,100 THB per year at age 30 and 33,400 THB at age 60, inpatient cover only. Premiums rise with age, annual limit and options such as outpatient cover. Prices are indicative; the final premium depends on underwriting.
Which Allianz Ayudhya plans meet the O-A retirement visa requirement?
The O-A visa requires cover of at least 3,000,000 THB (USD 100,000). 9 Allianz Ayudhya plans have an annual limit at or above that level: Beyond Care Plan 3, Smarter Health Plan 3, Beyond Care Plan 4, Max Care Plan 6, Smarter Health Plan 4, Superior Plan 2, Beyond Care Plan 5, Superior Plan 3, Beyond Care Plan 6. The certificate itself must be issued by the insurer.
Does Allianz Ayudhya cover outpatient (OPD) care?
Yes, outpatient cover is available as an option on 16 of 16 plans. Without it, the plan pays for hospital admissions (IPD) only, which lowers the premium.
Up to what age can I buy Allianz Ayudhya health insurance?
Our Allianz Ayudhya rate tables go from age 0 to 65. Entry and renewal age limits differ by plan and are set in the policy wording; check them before you buy, especially after 60.
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