Terms of Use
Please read these Terms of Use carefully before using Our Service.
1. Purpose of the Platform
WAISIAM provides a platform to compare insurance products from various providers. Our goal is to assist users in making informed decisions by offering transparent and comprehensive information. We act as an intermediary, facilitating connections between users and insurance providers.
2. Access and Use of the Service
Access to and use of our services is subject to your compliance with these Terms. By accessing or using the service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the service.
3. Nature of Information Provided
The information provided on WAISIAM is for general informational purposes only and does not constitute financial or insurance advice. While we strive to ensure accuracy, we recommend consulting with a qualified professional for personalized advice. WAISIAM is not responsible for any decisions made based on the information presented on our platform.
4. Relationship with Insurance Partners
WAISIAM collaborates with various insurance companies as partners. Our platform displays products from these partners, and we may receive a commission for successful referrals. This relationship does not influence the impartiality of the information provided to users.
- Referral fees for leads generated through our platform.
- Commissions on policies purchased through our platform.
- Advertising revenue from featured partners.
Our role is to present a wide range of options, allowing users to choose the best fit for their needs.
5. Limitation of Liability
WAISIAM will not be liable for any damages, direct or indirect, arising from the use or inability to use our services, including but not limited to loss of data or profits. We are not responsible for the accuracy or completeness of information provided by third-party insurance partners.
- Errors or inaccuracies in third-party content.
- Damages resulting from the purchase or non-purchase of insurance policies.
- Service interruptions or technical issues beyond our control.
Users are solely responsible for verifying information and making their own insurance decisions.
6. Personal Data and Privacy
Your privacy is paramount to us. We collect and process personal data in accordance with our Privacy Policy, which outlines how we collect, use, store, and protect your information. By using our services, you consent to such processing.
Your data is processed for purposes including:
- Providing personalized insurance comparisons.
- Facilitating communication with insurance providers.
- Improving our services and user experience.
- Complying with legal obligations.
You have the right to access, rectify, or delete your personal data. For more information, please refer to our full Privacy Policy or contact us at: mikael@waisiam.com
7. Cookies
We use cookies to enhance your browsing experience, analyze site traffic, and personalize content. By continuing to use our platform, you consent to the use of cookies in accordance with our Cookie Policy.
- Essential cookies for core website functionality.
- Analytical cookies to track user behavior and improve performance.
- Marketing cookies for personalized advertisements.
You can manage your cookie preferences through your browser settings or our cookie consent tool.
8. Intellectual Property
All content on the WAISIAM platform, including text, graphics, logos, images, and software, is the property of WAISIAM or its content suppliers and is protected by international copyright laws. Unauthorized use, reproduction, or distribution is strictly prohibited.
9. Governing Law
These Terms shall be governed and construed in accordance with the laws of Thailand, without regard to its conflict of law provisions. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Thailand.