AXA health insurance in Thailand: Smart Care, Easy Care, Switch Care
Prices updated 13 Feb 2026 · AXA group (France)
AXA Insurance in Thailand belongs to the French AXA group. Its health range for residents and expats covers Thailand-only plans (Smart Care, Easy Care Visa) and international plans with Asia or worldwide cover (Switch Care).
- Plans compared
- 10
- Annual limits
- 1,000,000 THB to 30,000,000 THB
- Ages priced
- 0 to 79
- Cover area
- Thailand only, Worldwide, Asia
- Outpatient (OPD)
- Optional on most plans
- Cashless hospitals
- Yes, in the insurer network
AXA plans and yearly premiums
Estimated annual premium, inpatient cover only (IPD), at three reference ages. Open a plan for the full price grid by age, with and without outpatient cover.
Estimated prices, not an official quote. These amounts come from the insurers' rate tables (updated 13 Feb 2026) and are given for information only. The actual premium is set by the insurer after reviewing your application. Continue to receive the insurer's official quote, free and without obligation.
Get my official quote| Plan | Annual limit | Room / night | Area | Age 30 | Age 45 | Age 60 |
|---|---|---|---|---|---|---|
| AXA Smart Care Plan 1 | 1,000,000 THB | 3,000 THB | Thailand | 17,400 THB | 25,200 THB | 39,600 THB |
| AXA Smart Care Plan 2 | 2,000,000 THB | 5,000 THB | Thailand | 22,700 THB | 32,800 THB | 50,600 THB |
| AXA Smart Care Plan 3 | 5,000,000 THB | 10,000 THB | Thailand | 25,200 THB | 38,000 THB | 55,900 THB |
| AXA Smart Care Plan 4 | 10,000,000 THB | 12,000 THB | Thailand | 27,800 THB | 42,400 THB | 62,600 THB |
| AXA Switch Care Plan 1 | 3,500,000 THB | 6,000 THB | Asia / Worldwide | 38,400 THB | 63,800 THB | 119,400 THB |
| AXA Switch Care Plan 2 | 7,500,000 THB | 8,000 THB | Asia / Worldwide | 41,200 THB | 68,500 THB | 128,000 THB |
| AXA Switch Care Plan 3 | 15,000,000 THB | 10,000 THB | Asia / Worldwide | 47,000 THB | 78,000 THB | 145,800 THB |
| AXA Switch Care Plan 4 | 30,000,000 THB | 12,000 THB | Asia / Worldwide | 50,200 THB | 83,900 THB | 156,900 THB |
| AXA Easy care Visa Plan 1 | 2,000,000 THB | 2,500 THB | Thailand | On request | On request | On request |
| AXA Easy care Visa Plan 2 | 4,000,000 THB | 4,000 THB | Thailand | On request | On request | On request |
Plan details
- AXA Smart Care Plan 1
Annual limit 1,000,000 THB · room 3,000 THB/night · OPD optional · ages 0–64
- AXA Easy care Visa Plan 1
Annual limit 2,000,000 THB · room 2,500 THB/night · OPD optional · ages 0–79
- AXA Smart Care Plan 2
Annual limit 2,000,000 THB · room 5,000 THB/night · OPD optional · ages 0–64
- AXA Switch Care Plan 1
Annual limit 3,500,000 THB · room 6,000 THB/night · OPD optional · ages 0–70
- AXA Easy care Visa Plan 2
Annual limit 4,000,000 THB · room 4,000 THB/night · OPD optional · ages 0–79
- AXA Smart Care Plan 3
Annual limit 5,000,000 THB · room 10,000 THB/night · OPD optional · ages 0–64
- AXA Switch Care Plan 2
Annual limit 7,500,000 THB · room 8,000 THB/night · OPD optional · ages 0–70
- AXA Smart Care Plan 4
Annual limit 10,000,000 THB · room 12,000 THB/night · OPD optional · ages 0–64
- AXA Switch Care Plan 3
Annual limit 15,000,000 THB · room 10,000 THB/night · OPD optional · ages 0–70
- AXA Switch Care Plan 4
Annual limit 30,000,000 THB · room 12,000 THB/night · OPD optional · ages 0–70
Frequently asked questions
How much does AXA health insurance cost in Thailand?
In our rate tables, the cheapest AXA plan costs about 17,400 THB per year at age 30 and 39,600 THB at age 60, inpatient cover only. Premiums rise with age, annual limit and options such as outpatient cover. Prices are indicative; the final premium depends on underwriting.
Which AXA plans meet the O-A retirement visa requirement?
The O-A visa requires cover of at least 3,000,000 THB (USD 100,000). 7 AXA plans have an annual limit at or above that level: Switch Care Plan 1, Easy care Visa Plan 2, Smart Care Plan 3, Switch Care Plan 2, Smart Care Plan 4, Switch Care Plan 3, Switch Care Plan 4. The certificate itself must be issued by the insurer.
Does AXA cover outpatient (OPD) care?
Yes, outpatient cover is available as an option on 10 of 10 plans. Without it, the plan pays for hospital admissions (IPD) only, which lowers the premium.
Up to what age can I buy AXA health insurance?
Our AXA rate tables go from age 0 to 79. Entry and renewal age limits differ by plan and are set in the policy wording; check them before you buy, especially after 60.
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