Allianz Ayudhya Smarter Health Plan 2 health insurance: price by age and benefits
Prices updated 17 Feb 2026 · source: insurer rate table
Allianz Ayudhya Smarter Health Plan 2 is a basic-level plan from Allianz Ayudhya with an annual limit of 1,500,000 THB and thailand cover. It can be bought for hospital admissions only (IPD) or with outpatient cover (OPD).
Benefits at a glance
- Annual limit
- 1,500,000 THB
- Room & board
- 5,000 THB per night
- Intensive care (ICU)
- 10,000 THB
- Cover area
- Thailand
- Outpatient (OPD)
- Optional
- Deductible
- No deductible option
- Cashless hospitals
- Yes, in the insurer network
- Level
- Basic
- Ages priced
- 11 to 65
Limits are per policy year unless stated otherwise in the policy wording. Exclusions, waiting periods and sub-limits apply: see exclusions and waiting period.
Allianz Ayudhya Smarter Health Plan 2 estimated price by age
Estimated prices, not an official quote. These amounts come from the insurers' rate tables (updated 17 Feb 2026) and are given for information only. The actual premium is set by the insurer after reviewing your application. Continue to receive the insurer's official quote, free and without obligation.
Get my official quoteEstimated annual premium in THB, rounded to 100, ages 11 to 65.
| Age | Inpatient only (IPD) | Inpatient + outpatient |
|---|---|---|
| 11 | 23,600 THB | 32,800 THB |
| 12 | 23,600 THB | 32,800 THB |
| 13 | 23,600 THB | 32,800 THB |
| 14 | 23,600 THB | 32,800 THB |
| 15 | 23,600 THB | 32,800 THB |
| 16 | 18,500 THB | 27,000 THB |
| 17 | 18,500 THB | 27,000 THB |
| 18 | 18,500 THB | 27,000 THB |
| 19 | 18,500 THB | 27,000 THB |
| 20 | 18,500 THB | 27,000 THB |
| 21 | 18,700 THB | 28,200 THB |
| 22 | 18,700 THB | 28,200 THB |
| 23 | 18,700 THB | 28,200 THB |
| 24 | 18,700 THB | 28,200 THB |
| 25 | 18,700 THB | 28,200 THB |
| 26 | 19,900 THB | 30,500 THB |
| 27 | 19,900 THB | 30,500 THB |
| 28 | 19,900 THB | 30,500 THB |
| 29 | 19,900 THB | 30,500 THB |
| 30 | 19,900 THB | 30,500 THB |
| 31 | 21,000 THB | 32,500 THB |
| 32 | 21,000 THB | 32,500 THB |
| 33 | 21,000 THB | 32,500 THB |
| 34 | 21,000 THB | 32,500 THB |
| 35 | 21,000 THB | 32,500 THB |
| 36 | 22,700 THB | 34,900 THB |
| 37 | 22,700 THB | 34,900 THB |
| 38 | 22,700 THB | 34,900 THB |
| 39 | 22,700 THB | 34,900 THB |
| 40 | 22,700 THB | 34,900 THB |
| 41 | 25,100 THB | 37,600 THB |
| 42 | 25,100 THB | 37,600 THB |
| 43 | 25,100 THB | 37,600 THB |
| 44 | 25,100 THB | 37,600 THB |
| 45 | 25,100 THB | 37,600 THB |
| 46 | 28,700 THB | 41,600 THB |
| 47 | 28,700 THB | 41,600 THB |
| 48 | 28,700 THB | 41,600 THB |
| 49 | 28,700 THB | 41,600 THB |
| 50 | 28,700 THB | 41,600 THB |
| 51 | 33,600 THB | 46,900 THB |
| 52 | 33,600 THB | 46,900 THB |
| 53 | 33,600 THB | 46,900 THB |
| 54 | 33,600 THB | 46,900 THB |
| 55 | 33,600 THB | 46,900 THB |
| 56 | 41,100 THB | 55,000 THB |
| 57 | 41,100 THB | 55,000 THB |
| 58 | 41,100 THB | 55,000 THB |
| 59 | 41,100 THB | 55,000 THB |
| 60 | 41,100 THB | 55,000 THB |
| 61 | 50,000 THB | 64,700 THB |
| 62 | 50,000 THB | 64,700 THB |
| 63 | 50,000 THB | 64,700 THB |
| 64 | 50,000 THB | 64,700 THB |
| 65 | 50,000 THB | 64,700 THB |
Frequently asked questions
How much does Allianz Ayudhya Smarter Health Plan 2 cost per year?
In the insurer rate table, Allianz Ayudhya Smarter Health Plan 2 costs 19,900 THB per year at age 30 and 41,100 THB at age 60 for inpatient cover only, or 30,500 THB at age 30 with outpatient cover. Premiums are indicative and depend on underwriting.
Is Allianz Ayudhya Smarter Health Plan 2 accepted for the O-A retirement visa?
No. Its annual limit (1,500,000 THB) is below the 3,000,000 THB (USD 100,000) required for the O-A visa. Look at higher plans from Allianz Ayudhya or other insurers.
Is Allianz Ayudhya Smarter Health Plan 2 enough for the LTR visa?
The LTR visa requires at least USD 50,000 of cover for treatment in Thailand. Allianz Ayudhya Smarter Health Plan 2 (1,500,000 THB) may fall short depending on the exchange rate.
Does Allianz Ayudhya Smarter Health Plan 2 cover outpatient visits?
Outpatient cover (doctor visits, tests and medicines without admission) is available as an option, for a higher premium.
Other Allianz Ayudhya plans
- Allianz Ayudhya Max Care Plan 4Limit 600,000 THB · 24,900 THB/yr at 30
- Allianz Ayudhya Smarter Health Plan 1Limit 750,000 THB · 17,100 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 1Limit 1,000,000 THB · 30,500 THB/yr at 30
- Allianz Ayudhya Max Care Plan 5Limit 1,000,000 THB · 33,800 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 2Limit 2,000,000 THB · 32,700 THB/yr at 30
- Allianz Ayudhya Superior Plan 1Limit 2,000,000 THB · 25,500 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 3Limit 3,000,000 THB · 35,500 THB/yr at 30
- Allianz Ayudhya Smarter Health Plan 3Limit 3,000,000 THB · 22,200 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 4Limit 5,000,000 THB · 38,600 THB/yr at 30
- Allianz Ayudhya Max Care Plan 6Limit 5,000,000 THB · 38,000 THB/yr at 30
- Allianz Ayudhya Smarter Health Plan 4Limit 5,000,000 THB · 23,700 THB/yr at 30
- Allianz Ayudhya Superior Plan 2Limit 5,000,000 THB · 28,300 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 5Limit 10,000,000 THB · 43,300 THB/yr at 30
- Allianz Ayudhya Superior Plan 3Limit 10,000,000 THB · 30,400 THB/yr at 30
- Allianz Ayudhya Beyond Care Plan 6Limit 30,000,000 THB · 54,400 THB/yr at 30
Is Allianz Ayudhya Smarter Health Plan 2 right for your age and budget?
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