LMG Insurance Elite Plus Gold health insurance: price by age and benefits
Prices updated 14 Feb 2026 · source: insurer rate table
LMG Insurance Elite Plus Gold is a premium-level plan from LMG Insurance with an annual limit of 80,000,000 THB and worldwide cover. It can be bought for hospital admissions only (IPD) or with outpatient cover (OPD).
Benefits at a glance
- Annual limit
- 80,000,000 THB
- Room & board
- 16,000 THB per night
- Intensive care (ICU)
- 20,000,000 THB
- Cover area
- Worldwide
- Outpatient (OPD)
- Optional
- Deductible
- Deductible options available
- Cashless hospitals
- Yes, in the insurer network
- Level
- Premium
- Ages priced
- 1 to 70
Limits are per policy year unless stated otherwise in the policy wording. Exclusions, waiting periods and sub-limits apply: see exclusions and waiting period.
LMG Insurance Elite Plus Gold estimated price by age
Estimated prices, not an official quote. These amounts come from the insurers' rate tables (updated 14 Feb 2026) and are given for information only. The actual premium is set by the insurer after reviewing your application. Continue to receive the insurer's official quote, free and without obligation.
Get my official quoteEstimated annual premium in THB, rounded to 100, ages 1 to 70.
| Age | Inpatient only (IPD) | Inpatient + outpatient |
|---|---|---|
| 1 | 131,300 THB | 305,200 THB |
| 2 | 130,600 THB | 303,900 THB |
| 3 | 129,800 THB | 301,900 THB |
| 4 | 128,600 THB | 299,400 THB |
| 5 | 126,900 THB | 295,800 THB |
| 6 | 56,300 THB | 126,900 THB |
| 7 | 56,300 THB | 126,900 THB |
| 8 | 56,100 THB | 126,400 THB |
| 9 | 54,700 THB | 122,400 THB |
| 10 | 53,300 THB | 117,800 THB |
| 11 | 51,200 THB | 105,300 THB |
| 12 | 48,400 THB | 96,200 THB |
| 13 | 47,200 THB | 96,900 THB |
| 14 | 46,500 THB | 90,400 THB |
| 15 | 46,200 THB | 89,700 THB |
| 16 | 45,600 THB | 87,700 THB |
| 17 | 44,700 THB | 84,700 THB |
| 18 | 44,300 THB | 81,000 THB |
| 19 | 43,700 THB | 81,000 THB |
| 20 | 43,200 THB | 81,000 THB |
| 21 | 42,500 THB | 82,100 THB |
| 22 | 42,000 THB | 84,000 THB |
| 23 | 41,400 THB | 85,600 THB |
| 24 | 41,800 THB | 86,700 THB |
| 25 | 42,300 THB | 87,800 THB |
| 26 | 43,600 THB | 91,100 THB |
| 27 | 46,200 THB | 97,400 THB |
| 28 | 47,500 THB | 100,400 THB |
| 29 | 48,000 THB | 101,400 THB |
| 30 | 49,200 THB | 103,900 THB |
| 31 | 49,800 THB | 105,400 THB |
| 32 | 52,000 THB | 110,200 THB |
| 33 | 53,300 THB | 112,800 THB |
| 34 | 54,200 THB | 114,300 THB |
| 35 | 54,500 THB | 115,200 THB |
| 36 | 55,800 THB | 118,000 THB |
| 37 | 57,900 THB | 122,600 THB |
| 38 | 59,000 THB | 124,700 THB |
| 39 | 59,200 THB | 125,300 THB |
| 40 | 60,900 THB | 128,700 THB |
| 41 | 62,600 THB | 132,400 THB |
| 42 | 65,700 THB | 138,800 THB |
| 43 | 67,500 THB | 142,600 THB |
| 44 | 69,700 THB | 147,600 THB |
| 45 | 70,200 THB | 148,300 THB |
| 46 | 72,000 THB | 152,100 THB |
| 47 | 73,900 THB | 156,100 THB |
| 48 | 74,800 THB | 158,100 THB |
| 49 | 75,600 THB | 159,900 THB |
| 50 | 76,600 THB | 161,900 THB |
| 51 | 77,500 THB | 163,900 THB |
| 52 | 80,700 THB | 170,500 THB |
| 53 | 82,100 THB | 173,700 THB |
| 54 | 83,000 THB | 175,600 THB |
| 55 | 84,900 THB | 179,300 THB |
| 56 | 86,900 THB | 192,300 THB |
| 57 | 92,100 THB | 203,800 THB |
| 58 | 95,000 THB | 210,000 THB |
| 59 | 100,000 THB | 220,000 THB |
| 60 | 103,200 THB | 226,300 THB |
| 61 | 105,300 THB | 260,400 THB |
| 62 | 116,200 THB | 285,700 THB |
| 63 | 123,900 THB | 302,800 THB |
| 64 | 131,300 THB | 321,100 THB |
| 65 | 139,100 THB | 340,300 THB |
| 66 | 147,200 THB | 360,500 THB |
| 67 | 155,900 THB | 382,400 THB |
| 68 | 165,200 THB | 405,000 THB |
| 69 | 176,700 THB | 429,600 THB |
| 70 | 188,800 THB | 455,200 THB |
Frequently asked questions
How much does LMG Insurance Elite Plus Gold cost per year?
In the insurer rate table, LMG Insurance Elite Plus Gold costs 49,200 THB per year at age 30 and 103,200 THB at age 60 for inpatient cover only, or 103,900 THB at age 30 with outpatient cover. Premiums are indicative and depend on underwriting.
Is LMG Insurance Elite Plus Gold accepted for the O-A retirement visa?
Its annual limit (80,000,000 THB) meets the O-A requirement of at least 3,000,000 THB (USD 100,000). Acceptance also requires a certificate issued by the insurer for the duration of the stay.
Is LMG Insurance Elite Plus Gold enough for the LTR visa?
The LTR visa requires at least USD 50,000 of cover for treatment in Thailand. With 80,000,000 THB per year, LMG Insurance Elite Plus Gold is above that level; check the latest BOI conditions before applying.
Does LMG Insurance Elite Plus Gold cover outpatient visits?
Outpatient cover (doctor visits, tests and medicines without admission) is available as an option, for a higher premium.
Other LMG Insurance plans
Is LMG Insurance Elite Plus Gold right for your age and budget?
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